Underwriting happens in our house.
In-house underwriting means faster answers, fewer surprises, and one person who owns your file from hello to keys: Lisa. Soft credit inquiries available, so exploring your options never dings your score.
It's not just a house. It's your home.
Thirty years of honest mortgage lending from the same Elizabeth office. Colorado families, first homes, fresh starts.
0+Years of lending experience
0+Years of Universal Lending heritage
1Office, same Elizabeth location
5-Star Professional2026 Award
Best of BestAward Recipient
Thirty years.
One office.
Every kind of home.
Site-built or manufactured, five acres or a first condo: for three decades Lisa Lessard has walked Colorado buyers to their front door. Professional. Honest. Caring.
Colorado Heroes Homeownership Center
Serving those who serve Colorado.
Veterans, first responders, teachers, and healthcare professionals: real savings, and a Certified Veterans Lending Specialist in your corner.
Visit the Heroes CenterHomes for HeroesAffiliate Lender
Every path to the front door.
From VA loans to construction financing, Lisa finds the program that fits, then walks it with you.
VA LoansFHAConventionalUSDADown Payment AssistanceConstruction LoansManufactured Home FinancingAcreage FinancingJumbo LoansBank Statement LoansDSCR Loans
Why Colorado families keep coming back.
Education first.
You'll understand every number before you sign anything. That's the promise.
Specialty lending.
Manufactured homes, construction loans, and acreage financing that big-box lenders won't touch.
A real office, a real person.
Meet Lisa face to face at 276 E Kiowa Ave. Same office for 30+ years.
30+ YearsColorado Lending
She became a first-time homeowner at 26 because someone took the time to explain it all. That's the whole job.
Lisa Lessard bought her first home with Universal Lending's help. Three decades later, she's still helping neighbors do the same, one kitchen-table conversation at a time.
Certified Veterans Lending Specialist
CHFA Approved Lender
First-Time Homebuyer Specialist
Meet Lisa